Terms and Conditions

www.westpacfunds.com.au

1. General terms and conditions for all users.

1.1 This website is owned and operated by Westpac Funds Management Limited ABN 28 085 352 405 ("WFML"). To the extent that general advice is provided on this website, it is provided by WFML.

1.2 Your access to this website is subject to these terms and conditions, the WFML Privacy Policy, notices, disclaimers, any other terms and conditions or other statements contained on this website, and, if you use any of the services identified on this website for which additional or alternative terms and conditions are referred to, those additional terms and conditions for those other services (referred to collectively as "Terms of Use"). By accessing, viewing or otherwise using this website, you agree to be subject to these Terms of Use.

1.3 WFML may, at its sole discretion, vary or modify these Terms of Use without notice. Any subsequent access to, or use by you of this website will constitute an acceptance of those modifications.

1.4 You agree that where WFML is required, by law or otherwise, to provide you with a document, you consent to the provision of that document electronically through the links on this website. We suggest that you print a copy of the document, or file it electronically, for future reference. Australian individuals and entities only.

1.5 Unless otherwise stated expressly, products and services referred to on this website are only available in Australia. Important notices.

1.6 All information contained on this website is given in good faith and has been derived from sources believed to be accurate. However, the information is selective and WFML has not verified all of the information, which may not be complete or accurate for your purposes. WFML makes no representation or warranty of any kind as to the accuracy or completeness of the information. It is general information only and should not be considered as a comprehensive statement on any matter and should not be relied upon as such.

1.7 Neither WFML, Westpac Banking Corporation ABN 33 007 457 141 ("Westpac") nor any of the members in their corporate group ("Westpac Group"), their respective directors, employees or associates guarantees the security of this website, gives any warranty of reliability or accuracy nor accepts any responsibility arising in any other way including by reason of negligence for, errors in, or omissions from, the information on this website and does not accept any liability for any loss or damage, however caused, as a result of any person relying on any information on the website or being unable to access this  website. This disclaimer is subject to any applicable contrary provisions of the Australian Securities and Investments Commission Act and Trade Practices Act.

1.8 If you leave this site via a link contained within this website, and view content that is not provided by WFML or Westpac:

(a) you do so at your own risk. The content to which you link may not have been produced, checked for accuracy, or otherwise reviewed by WFML or Westpac. Neither WFML nor Westpac is responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or otherwise. WFML and Westpac do not make any guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party; and

(b) links to other websites are provided for convenience only and do not represent any endorsement by WFML or Westpac of the products or services offered by the website owner.

1.9 Investments in the funds and trusts referred to on this website do not represent deposits with, or other liabilities of, Westpac Banking Corporation or any other company in the Westpac group (Westpac Group), and are subject to investment risk, including possible delays in repayment or loss of income and capital invested. Other than where the terms of the product expressly state otherwise, no member of the Westpac Group guarantees the repayment of capital, the payment of income, or otherwise provides any assurance as to the investment performance of the funds and trusts referred to on this website.

1.10 In preparing the information contained on this website, WFML has not taken into account your objectives, financial situation or needs. Before investing on the basis of the information contained on this website, you should consider (with or without the assistance of an adviser) whether the information in this website is appropriate to you in light of your particular objectives, financial situation and needs. You should obtain the relevant Product Disclosure Statement relating to a product referred to on this website before making any decision about whether to acquire the product.

1.11 The information on this site is based on current laws and their interpretation. The application of many laws depends upon individual circumstances. You should, therefore, consider seeking professional advice on the legal implications. The information provided should be used as a guide only.

1.12 In contributing information contained on this site and in providing their respective products and services through this site, and unless expressly stated otherwise, each company which is a member of the Westpac Group and is identified on this site is acting as principal and does not act as a representative of any other company in the Westpac Group.

2. Copyright

2.1 Copyright in the information contained on this website is owned by Westpac Funds Management Limited ABN 28 085 352 405. You may use this information for your own individual reference only. You may reproduce this information in hard copy solely for your individual use. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or incorporated in any way into another document or other material.